This assures that I paid attention to the numbers and actually being mindful of how much I spent and on what.Ĭheck below for some more inspirations for the Bullet Journal expense tracker. I usually use apps to track my expenses, which is very easy especially if you’re in the USA – just connect your bank card, and you’ll see all the tables done for you.įor my daily expenses, I use a mobile app, but then I actually put the final daily numbers in my Bullet Journal. Credit: will also help you to stay within a budget and now overspend since you’ll always have the number in front of you. If you have an expenses tracker, you’ll basically be able to clearly see your spendings habits and how you can improve them. Nowadays when a lot of payments are cashless, it’s easy to lose track of money and overspend on things you don’t really need. Ok, this is the obvious one, but you definitely will get so much out of this simple exercise! Ok, now we are ready let’s look into the pages. Quarter, half a year, or yearly is a bit too long for me, but who knows, it might be the perfect time frame for you! Since my paycheck also comes on a monthly basis, it helps me to get a better picture of what’s happening with my money. Personally, weekly and bi-weekly is not an option I like – it’s too often and it doesn’t give a proper overview of expenses. My best tip would be to try it all and see what works. Different things work for different people. Which format should you choose? I don’t know. There are tons of options for you to monitor your finances: The same goes for financial spreads and trackers. The thing is – your Bullet journal is versatile and you can use it however you want. With the help of these questions you’ve probably already figured out what’s up and where you need help, so let’s get into different financial Bullet Journal page ideas to help you. What are some money habits I need to get rid of?.What habits do I want to develop when it comes to money management? (like a habit of tracking your expenses can absolutely do wonders for you!).How do people I admire manage their money? (here I probably mean people whose financial management you admire, rather than just their personality.What are my current financial struggles?.I have complete control over my stationery shopping.īut back to our analysis, here are a few questions you might want to ask yourself: But that’s ok – just be honest with yourself! It can be pretty scary to admit that, for example, you didn’t really need those 2 new sets of Tombow that were on sale and could’ve instead saved that money. Get a cup of tea and your comfy blanket, grab your pen and journal and brainstorm a bit about where you’re at with your finances and what you need help with. To develop a financial system that works for you, you have to first ask yourself some tough questions. Thank you for supporting Masha Plans! Discover Where You’re At Please see my Disclosure for more details. They will be of no extra expense for you, but I receive a small credit. With just minimal effort, you’ll discover that you can save and afford many more things.īefore we get into Bullet Journal pages to help you make it work, let’s look at your financial situation. If you’re in the USA – paying off stuff on time will help you get a better credit score and that of course leads to tons of awesome perks.īy managing your finances, you’ll also be able to save up more for your dream house or maybe that amazing 5-star luxury vacation. Keeping an eye on your finances can help you so much!įirst of all, it will help you to be better at paying your bills and covering up your debt. Of course, when you sit down to get organized the first time it might take a while, but once you have your system cracked – it will be easy as pie! (now I want some pie…) Keeping up with money sounds like a very daunting, scary, and boring chore, but believe me, it’s not as bad as it sounds. So here we are I’ll be sharing with you all the ideas to bring financial planning to your Bullet Journal and will start doing the same myself! I’ve been doing my finances mostly on Google sheets, but the deeper I went into a hole of money management, the more I realized how much better it would be to actually use my Bullet Journal. Today we will finally tackle finances and what Bullet Journal page ideas can help you organize your money.įor someone like me, who definitely has a shopping addiction, especially if we are talking about stationery shopping, financial spreads are a must-have.
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